As an executive, you’ve spent your career leading teams, driving results, and making complex decisions under pressure. Yet when it comes to your own finances, the picture often feels just as demanding. Compensation packages with stock options, pensions, bonuses, and corporate savings plans bring incredible opportunities, but they also create layers of complexity that require expert guidance. At Mastroianni & Associates Private Wealth Management, we specialize in financial planning for executives in Windsor and across southwestern Ontario. Our mission is to simplify the complexity, reduce your tax exposure, and give you a clear path forward so you can enjoy the success you’ve worked so hard to build.
Turning complexity into clarity
Your financial life is more than just investments—it’s an interconnected web of compensation, benefits, retirement accounts, and personal goals. Without a strategy, opportunities can slip through the cracks. Our team takes a proactive, detail-oriented approach to align every piece of your financial picture. That includes reviewing corporate savings plans, pension benefits, and equity compensation to ensure nothing is left on the table. Clients often highlight how reassuring it is to have us sitting in on meetings with accountants and lawyers, coordinating advice and ensuring strategies are implemented seamlessly. This collaboration removes stress and creates confidence because everything is connected and nothing gets overlooked.
Strategies that protect your wealth
High income brings both opportunities and responsibilities. Smart financial planning for executives must focus on minimizing taxes, protecting assets, and building sustainable wealth that supports your future. We develop customized strategies such as:
- Tax-efficient income structuring, balancing salary, dividends, and bonuses for maximum advantage
- Charitable giving strategies that amplify your impact while reducing taxes
- Insurance solutions designed to protect your family and preserve your wealth
- Investment plans that grow alongside your career and adapt as you prepare for retirement
Our clients often remark on how proactive problem-solving prevents issues before they arise. Whether it’s rebalancing between RRSP withdrawals and dividends or optimizing a corporate structure, we focus on the details that make a lasting difference.
Planning your next chapter
Every executive eventually faces the same questions: when is the right time to slow down, step back, or retire? The answer depends on your lifestyle, family needs, and the legacy you want to create. We help you design a plan that turns uncertainty into clarity. This includes structuring retirement income, maximizing pension benefits, and developing estate strategies that ensure your wealth supports the people and causes you care about. Clients consistently tell us they feel lighter after our first conversation because they can finally see the full picture. They know when they can retire, what lifestyle they can sustain, and how to transition smoothly into the next chapter with confidence.
Trust built on relationships
With more than 20 years of experience in Windsor, we’ve earned a reputation for deep trust, reliability, and a family-like approach. Clients describe the team as responsive, dependable, and genuinely caring—always taking the time to explain and reassure, no matter how high the stakes. That commitment has created long-standing loyalty and strong referrals from executives who value our thoughtful, hands-on guidance.