We design strategies that protect your income, your family, and your business. From life insurance to disability and critical illness coverage, our goal is simple: ensure you’re prepared for life’s unexpected turns without sacrificing peace of mind.
Life insurance as protection and opportunity
Life insurance is a safeguard for everything you’ve built. For families, it provides financial stability during the hardest of times. For business owners, it ensures continuity through buy-sell agreements, debt coverage, and succession planning. High-net-worth insurance solutions also protect estates from heavy taxes, creating clarity and comfort for the next generation. With high-net-worth life insurance, we help preserve legacies and provide liquidity when it’s needed most. Every plan is designed to fit your personal and professional goals, ensuring no detail is overlooked.
Critical illness and disability insurance
Illness or injury can disrupt even the best-laid plans. Critical illness insurance provides a lump sum to cover medical costs, recovery time, or day-to-day expenses, letting you focus on getting well. Disability insurance acts as income protection, keeping your household secure if you can’t work. These solutions are vital for professionals and small business owners whose income supports both family and practice. By including these protections in your insurance plans, we reduce financial stress during life’s most challenging moments.
Estate preservation with insurance planning
High-net-worth individuals often face complex estate challenges. Taxes, debts, and final expenses can erode wealth intended for family or charitable causes. Insurance planning provides a way to offset those costs, ensuring more of your estate goes where you want it to. Life insurance for high-net-worth individuals helps secure inheritances, fund trusts, and create liquidity to manage estate taxes. This proactive approach not only protects wealth but also gives families clarity and harmony during times of transition.
Employee benefits and business continuity
Business owners in Windsor rely on employee benefits and insurance planning to protect both their companies and their people. From group disability insurance to health benefits, we help create packages that attract and retain talent while protecting the business. Insurance is also an essential tool for succession planning and business exits. Whether you’re preparing to sell or transition ownership, the right coverage ensures stability and preserves value.
Personalized insurance strategies
Every client has different priorities. Some want to safeguard family income, others want to secure business succession, and many want to ensure their estate planning goals are met. We take the time to listen, understand your concerns, and design insurance plans that fit seamlessly into your broader wealth management strategy. Whether through Windsor life insurance, critical illness insurance, or high-net-worth insurance, our approach is always tailored and proactive.
A trusted partner in Windsor
For over 20 years, Mastroianni & Associates has built long-standing relationships rooted in trust, reliability, and care. Clients often say working with Maurizio and the team feels like working with family. We collaborate directly with accountants and lawyers to ensure every insurance plan aligns with your tax and legal structures. This hands-on approach provides confidence that nothing is missed and that your wealth is fully protected.