Taxes touch every corner of your financial life. From your salary and investments to your business income and estate, each decision you make has tax implications. At Mastroianni & Associates Private Wealth Management, our Windsor tax planning approach isn’t just about filing forms—it’s about creating strategies that minimize tax, protect your wealth, and give you confidence that every dollar is working as hard as you are. With over 20 years serving families and business owners in southwestern Ontario, we’ve built a reputation for proactive guidance and deep trust.
Where strategy meets opportunity
Many people pay more tax than necessary simply because they miss opportunities. Overlooked credits, poorly timed withdrawals, or inefficient structures can quietly erode wealth. Our process identifies these gaps and applies tailored tax planning Windsor families and business owners can rely on. For individuals, we focus on capital gains tax planning strategies, RRSP and TFSA optimization, and income-splitting techniques. For businesses, we design corporate tax planning solutions that balance dividends and salary, optimize structures, and reduce liabilities over time. Every plan is customized, ensuring it reflects your goals and your life.
Proactive support for business owners
Business owners face unique challenges, and our clients value the specialized tax planning for business owners that we provide. From incorporation guidance to succession strategies, we help entrepreneurs align their corporate and personal finances. Our team works side by side with accountants and lawyers, coordinating advice to ensure no detail is missed. We look for ways to reduce corporate tax burdens, create efficient compensation strategies, and prepare businesses for sale or succession with minimal tax friction. For small businesses, we implement tax planning strategies for small businesses that reduce liabilities while creating sustainable growth.
High-net-worth tax strategies
For high-net-worth families, taxes can be one of the biggest threats to preserving wealth. Our high-net-worth tax planning is designed to protect assets and support long-term goals. This includes trusts, philanthropic strategies, and intergenerational wealth transfers that minimize estate taxes and preserve harmony within families. By focusing on high-net-worth tax strategies, we ensure clients are prepared for shifting tax laws and unexpected events, while keeping more of their wealth in the family. We design tax strategies for high-net-worth individuals that reflect both financial goals and family values.
Trusted guidance built on relationships
Clients describe working with us as feeling like part of a family. Maurizio and the team bring not only technical skill but also care and attentiveness to every meeting. We are known for being responsive, reliable, and proactive—qualities that build long-term confidence and loyalty. By sitting down with accountants and lawyers in the same room, we create a seamless process where everyone works toward the same goal: tax reduction and wealth preservation. This hands-on collaboration sets us apart, giving clients peace of mind that their entire professional team is aligned.
Our approach to lasting results
We see tax planning as an ongoing process, not a one-time task. As laws change and your life evolves, we refine strategies so they continue to work in your favour. Whether you’re planning retirement withdrawals, preparing to sell a business, or managing complex cross-border issues, we anticipate challenges before they arise. By applying tax saving strategies for small business owners and high-net-worth families, we help protect what you’ve built and ensure your legacy is secure.